Being Money-Smart in a New City

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Posted by MJTM | Posted in Miscellaneous | Posted on 31-01-2017

Ah, home sweet home. You’re happily kicked back in your new home and you’re slowly but surely getting used to the new city waiting to be discovered all around you. Unfortunately, your new stomping grounds can come with a high cost attached if you’re not careful with your finances. That cost can continue to trip you up long after you’ve stopped reflexively giving out your old address or phone number by mistake. Here are a few tips to keep your wallet as comfortable in your new home as you are.

Potential Pitfall # 1: Groceries

Even if you’re the king or queen of takeout, sooner or later you’ll need a few staples for the fridge. In your first few weeks after moving, get to know your local grocery stores and note prices for common items like bread, milk and eggs. If you have a handful of items that you can’t live without (for me, it’s a particular brand of pesto) take a peek at those as well.

Sure, spending that extra $1.50 on a gallon of milk might not seem like a big deal, but when you consider that cost accumulating every week for a year, it’s a luxury tax you don’t need to be paying. If your local grocery stores offer a shop-at-home option, make use of it: not only can you comparison shop a few stores right at your desk, but picking up or getting delivery for an already-assembled order keeps impulse purchases to a minimum.

 

Potential Pitfall # 2: Car Insurance, Gas, & Parking Costs

If you own a car, it’s easy to forget that these costs definitely change when your address does. Insurance costs can vary wildly depending on your new state and city—sometimes in your favor, sometimes not. It’s worth it to obtain a few competitors’ quotes to make sure you’re not getting hit with an unnecessary insurance hike.

Certain smartphone apps like GasBuddy can direct you to the cheapest gas stations nearby. Keep your eyes out for ads on classified websites like Craigslist for nearby parking space opportunities if spaces are in short supply in the immediate area around your building or home.

 

Potential Pitfall # 3: Other Transportation

If you don’t own a car, or don’t drive it often, you’re likely taking advantage of public transit options in the area. If you’ve moved for a job, make sure to ask your H.R. department about potential savings on transit passes (many companies, especially larger ones, have negotiated discounts on bus and train fare for commuting employees). If you’ve moved for school, the same rule applies: student discounts can save you a bundle!

If you only need one-off rides now and then, consider using phone apps like Uber and Lyft, both of which often offer discount codes. If you prefer your own wheels, unique car rental services like Zipcar can be an inexpensive alternative to owning a vehicle and paying for parking and insurance.

 

Potential Pitfall # 4: Socializing

Naturally, you’ll want to make friends and start setting up a social network in your new locale—that’s great! What’s not so great is looking at your wallet after paying for a round or two. If you’re planning to go out and don’t want to look like a cheapskate, scope out websites for bars, look for cost info in Yelp reviews and hunt down promotional nights and specials before ever leaving the house. Bring a set amount of cash with you so you’re not tempted to overspend, and make sure to eat before you head out to eat so that you can savor small plates or tapas treats without a growling stomach driving your menu selections.

Potential Pitfall #5: Passing Stores on the Street

When I was living in New York City, it never ceased to amaze me how easy it was for a simple journey from point A to point B to get interrupted by stopping to make a purchase along the way. In cities in particular, you tend to be surrounded by new shops and culture that seem new and exciting. Sometimes just the fact that they are there in front of you makes them tempting.

In walking cities especially, it can be easy to get distracted by the things you are passing. Rather than maintaining tunnel visions and keeping yourself from looking around and actively participating in your own journey from A to B, you can work to avoid distractions by setting a certain amount of time for yourself to get somewhere, only carry a certain amount of money with you, or just practice having the discipline to say no to your urges to shop when shopping was not your intention.

Get Out There!

Your new city is full of exciting new restaurants, entertainment and sights to discover, and if you’re conscious about where your money is going, you’ll enjoy them that much more. No one wants to frantically check their online balance instead of streaming another season of a favorite show on Netflix, so save yourself the fiscal anguish and use these tips to keep your bank account balance….balanced!

Ross Cameron is a full-time day trader and owner of  Warrior Trading which he founded in 2012 as a live trading chat room emphasizing education and idea generation. Before he achieved success by trading stocks, he taught himself many ways to save money on a day-to-day basis. Today he continues to trade in his chat room and teach trading courses, and lives with his family in Vermont.

3 Unlikely Characters Featured in Slot Machines

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Posted by MJTM | Posted in Miscellaneous | Posted on 13-12-2016

Slot machines are the most versatile casual games of all time. Invented over a century ago, they are there wherever you look: in casinos, in pubs, at gas stations, and all over the big online. People play them for fun on their smartphones and computers, and for real at All Slots Online Casino, where they have a massive collection of games to try. Slot machines can be inspired by an incredible variety of things, from video games to movies, TV series, myths, even toys and nursery rhymes. Sometimes, the characters that serve as an inspiration for a slot machine are quite unlikely, or even surprising, like in the case of the games below.

Thor

Thor is one of the most popular deities ever – and not only on the big screen. He was popular even before the first issue of the comics telling his story were published – especially in the Germanic cultures of Europe. While his popularity was at its peak in the Viking times, he is one of the gods never forgotten. And he is the protagonist of several slot machines.

Thunderstruck and its sequel Thunderstruck II are among the most popular slot machines at the All Slots Casino. The games are not inspired by the Thor movie (the first game appeared years before Thor made it to the big screen). Instead, it depicts the god as he is described in the Poetic Edda – a blond giant with a massive hammer capable of shooting lightning bolts on his enemies. Yes, the comic book (and movie) character is strongly inspired by the original myths.

Hades

Hades is often considered an evil Greek god – but nothing could be further from the truth. Instead of being a fallen angel, Hades is the brother of Zeus and Poseidon, and he became the ruler of the Underworld (the Greek equivalent of heaven and hell) by pure chance. He is actually a fascinating character, utterly fair, and quite dark – but his darkness is caused by his dwelling place’s darkness and depressive nature.

In Hot as Hades, a slot machine recently released by the All Slots Casino, Hades is depicted as an overall nice guy. His only concern seems to be making the most of his eternal rule in the Underworld – he dives head-first into pools of molten lava, he flies around using his invisible jet pack and playing with his three-headed puppy, Cerberus.

Agent 47

A casual game inspired by a hit video game? Well, unlikely as it may sound, it happens in the world of online casinos. One of the most interesting characters to serve as a slot machine protagonist is Agent 47, cloned and raised by a secret organization and trained to be the perfect assassin.

Agent 47 is the protagonist of one of the most popular slot machines at the All Slots Online Casino. Inspired by Square Enix’s successful stealth video game series, it mixes mystery and wins in a unique combination, with the black suit, the tools of the trade, and big wins all over its reels.

Learn how selling your diamond jewelry will get you money quickly

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Posted by jamie | Posted in Miscellaneous | Posted on 07-12-2011

In the online grow older net has grew to be an essential part of an personal%u2019s living. A survey executed by the daily newspaper said that no less than 59Per-cent of people go to internet vendors to satisfy their shopping needs. Using the growing competitors out there internet offers you a channel to trade your services and products all over the world 24 by 7. A selling jewelry clients are no different from other folks. A selling jewelry business can market its goods on the web, by developing their unique web site or by presenting a few on the web on an auction web site.
Exactly why is selling jewelry goods on-line rewarding?

Selling jewelry goods by yourself web site will provide you with numerous advantages. Using your jewellery organization website you’ll be able to display all of your selling jewelry series, while not any store assistant. In addition, it saves from the actual hassle involved in showing distinct jewelry circumstances to customers at the jewelry organization keep. Your selling jewelry business web site will work 24 by 7 and will show off your services to varied amounts of consumers at the same time. The volume of funds you may purchase developing a internet site for your jewelry enterprise would have been a very small amount compared to the income you will pay with a store assistant hired by you. selling jewelry goods on the internet could save you money and time. A jewelry business can use an elizabeth-basket application rolling around in its web site to ensure individuals can read through the different necklaces items and select the jewelry items which fits them. The electronic-cart request stipulates the purchase price along with other details of every single jewelry items separately so that user receives each details in regards to the selling jewelry merchandise including fat of rare metal, love stage, hallmark, year of producing, jewelry retailers identification level, and many others.

Mostly jewelry enterprise only functions in the course of daytime because of authorized or safety causes, though a jewelry business web site you’ll be able to run 24 hours 1 week with no dilemma. Selling jewelry services on-line is more economical than marketing it at the local jewelry store.

World wide web supports various other techniques to promote your products and services on the web. If you don’t want to create an online site on your diamond jewelry company for reasons unknown, you can pick other site to show off and then sell your services. A necklaces company are available its services and products on a variety of public sale sites and promotes on the net a favorite example of antique dealer web site is eBay. An auction website provides your diamond jewelry business having a system to showcase its jewellery series over the web to several consumers by means of the website. Market websites give you a secure portal for buyers to purchase your merchandise. By way of example it is possible to highlight your jewellery series on auction web sites using its specs and value. An individual considering the item can buy it online making the repayment by means of payment entrance. You’ll then need to give you the merchandise on the buyer.

Depending upon your requirements you can select the approach which you prefer and then sell on your necklaces goods on-line. Promoting your jewelry goods on the internet helps save from spending on numerous necessities essential to a jewelry store, you must have noticed the saying Per-centu201CEvery dime preserved can be a dime gained.