Online Jobs You Can Make a Living Out of

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Posted by MJTM | Posted in Business Products & Services | Posted on 31-10-2017

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Whether you’re close to retirement, a new parent, or all you need is a change of scenery from an office but still need the cheque. Taking up an online jib could just be your easiest way out. Although most people wonder whether they can possibly work from home and still get paid.

As easy as looking for an accident attorney online, working remotely from home and still earn while at it is also as easy. If you are open and more flexible about traditional workspaces and hours, there are online jobs that will work well for you.

However, these types of jobs mostly appeal to people who are more confident, comfortable, curious with technology and enjoy working without a team. You, therefore, need to be a person who can keep themselves significant and visible within a company, without being physically present. Here are some of the online jobs you may want to consider:

  1. Recruiter

A recruiter’s work involves handling both sides of recruiting. Therefore if you happen to have a vast network of contacts, then you should consider becoming a lead recruiter. All you have to do is act as a professional matchmaker and help workers and jobs find each other and develop a working relationship.

  1. Graphic Designer

The good thing about graphic design is that it requires being done online. Therefore working as a graphic designer is an easy fit for people looking to work remotely or at home. If you would rather collaborate with people over email or phone than in person, then this job could be the right fit for you.

  1. Software Developer

The reason being a software designer is suited for people who want to work from home is because you can go for a long time without having to meet the end-user clients. This is because you spend most of your days in design, research, implementation, development, and testing phases.

  1. Technical Sales Representative

If you may find the career as a TSR rewarding if you are comfortable with selling products, cold-calling, and enjoying technology. You will see yourself spending so much time on your phone which will be easier to work from a home office.

  1. Freelance Writer

If you prefer some peace and quiet, then this is definitely the best job for you. You need quiet environments for you to be able to create compelling content and stories for you. From technical manuals to blog posts you can find yourself comfortably writing from the comfort of your own house.

  1. Information Technology Officer

An IT consultant meets the needs of a small or even large, new businesses. They might end up implementing a new database management system or setting up a VPN. Most of what they do can be done remotely, and it tends to earn you a lot of money compared to other online jobs. It is a potentially good career for someone looking to work from home.

  1. Web Designer

If you are good with web development and computers, then telecommuting might be the best fit for you. You can end up working for large and small business websites who offer coding updates, custom design options, and feedback about their current user interface. Web designers are actually in very high demand.

 

 

Why You Should Consider All Business Insurance Options

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Posted by MJTM | Posted in Business Products & Services | Posted on 05-07-2012

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Depending on the nature of your business, you may need any number of different business insurance policies.  The main three types of business insurance policies that many small business owners and start-ups opt for are public liability insurance, employers’ liability insurance (with minimum cover of £5m) and professional indemnity insurance.   But of these three, many small businesses and start-ups only need public liability insurance if they neither have any employees nor offer professional advice and services.

There are several other types of business insurance policies available, though, and you should consider each in turn to decide whether or not your particular business requires them.  These include:

  • Business property insurance (to cover your business premises and equipment against fire, flood, theft etc.);
  • Tools and plant cover;
  • Revenue protection (through key person cover if your business relies on one or two peoples’ expertise or knowledge to exist, or business interruption service in case something happens that means you can’t trade for a limited period, e.g. after a fire).

Business insurance is ultimately very flexible in that you can pick and choose what types of cover you need and don’t have to pay for cover that isn’t necessary for your business.  Some insurers offer a combined policy for different types of cover, meaning you only have to pay one excess even if you have to claim against several elements of the policy.

For example, if your business premises set on fire and damaged a neighbour’s property, you may need to claim under your business property insurance (to effect the necessary repairs to your premises), business interruption insurance (to pay your outgoings whilst you are unable to use your premises) and public liability insurance (to pay for the repairs to the neighbour’s property).

Of all the types of business insurance policies available to all businesses, perhaps the most crucial is public liability insurance.  That’s because ultimately if your business suffers through theft, fire, flood or the death or illness of a key person, it is ‘only’ your business that will suffer – no-one is going to sue you for it, so you can contain your losses to your business.  That is easy to say, of course, and most small business owners will have invested considerably in setting up, and if you have adequate insurance in place you won’t have to worry at all.  But if you didn’t have adequate insurance and injured someone or caused damage to their property, they would sue you and you may end up losing more than your business – you could lose your home and any savings too.

Public liability cover is designed to cover levels of claim that you couldn’t possibly hope to pay for yourself.  If, for example, a customer caught their coat on a nail sticking out of your wall, you could no doubt afford to pay for the coat to be repaired or replaced without needing to go through your insurance.   Public liability insurance covers up to at least £1million but sometimes you may need a higher level of cover (particularly if your customers demand it).

Finally, if you take out public liability insurance, check the terms and conditions before you buy to make sure that no exclusions apply that would effectively mean that you could never claim.  For example, you may find a relatively cheap quote but discover that it wouldn’t cover you if you were working at height at the time of any incident – not much use if you’re a commercial window cleaner.