Small companies and e-commence web sites use virtual terminals to be able to perform business on the internet. These kind of terminals can give anyone with a merchant account, home or business pc and an internet connection to accept card orders. A Virtual terminal is an application that performs many different capabilities. These terminals enable the host terminal to interact with other hosts within the same network. The main goal for virtual terminal merchant account applications is for remote processing of credit cards. Network managers are issued a remote logon in order that they are able to access this data. They are also made to accept both web-based companies and bricks-and-mortar credit card processing. Their customers can pay their accounts via phone, fax or World wide web. It permits companies and small e-commerce web sites to provide credit card payments via a payment gateway. This process is relatively straightforward and it can be accessed from any sort of personal computer that has an online connection.